100%
Satisfaction
15.3k
Applications
₦7B
payout to verified users
<10 mins
Typical time
You earn salary? Access up to
50% of it instantly — no wahala.
Public workers
FRSC, NPF, NSCDC & more
Simple, flexible loans designed for government and uniformed workers across Nigeria.
Private Company
Banks, TELCOs, FMCGs & more
Access salary-backed loans tailored for private sector employees in top industries.
One application for all programs
Get approved without opening an account
Preliminary verification
Provide basic information about yourself for initial verification
Loan application
Fill out the form and get an instant response online
Loan decision
We’ll show you approved loan offers online
Calculate your loan repayments before you apply
AMS helps you estimate your monthly repayments, so you can borrow responsibly and stay in control of your finances.
Get the support you need, on time
- Rent payments
- Utility bills
- Medical care
- Emergency expenses
- School fees
- Professional courses
- Home appliances
- Phone and gadget upgrades
- Home repairs
- Transportation needs
- Travel plans
- Family responsibilities
- Personal projects
- Lifestyle upgrades
Frequently Asked Questions
Within 24hours upon completion of application process
Yes, you can pay off your loan before the repayment date.
To check your loan balance, kindly send an email to info@amsfinanceltd.com or call Janet 07068682943
National ID-Card , Official ID-Card, 6-month Bank Statement, Passport Photograph and Utility Bill.