Start with small amounts and steady returns

Let your money work quietly while you enjoy steady growth.

Smart Thrift Hero

Low entry amount

Start investing with as little as ₦5,000

Up to 10% interest

Steady annual returns

12-month tenor

A clear timeline

Beginner friendly

Designed for first-time and cautious investors

How to start investing

Step 1

Choose investment option

Select the investment product that matches your goals, budget, and timeline

Step 2

Submit application

Share a few details and how much you'd like to invest. It only takes a moment

Step 3

We'll say hello

Our team will guide you through the next steps and complete your setup

Our investment rate guide

AMS Smart Thrift

₦5,000
Interest Rate:
Up to 10% per annum
Tenor:
12 months

Begin your investment

Let's get acquainted
Tell us your plan
Submit

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Frequently Asked Questions

Within 24hours upon completion of application process
Yes, you can pay off your loan before the repayment date.
To check your loan balance, kindly send an email to info@amsfinanceltd.com or call Janet 07068682943
National ID-Card , Official ID-Card, 6-month Bank Statement, Passport Photograph and Utility Bill.